SMC Loans — Perfect Choice For Loans
Overview
Responsible lending is a financial principle which has guided the financial and micro lending sector.This is because micro credit is the most effective,flexible and sustianble way to help lift individuals,families and communities out of financial stress.
The recipients of the funds are clients; the funds advanced are loans rather than donations. The loans are re-payable, usually in a set period of time. As the loans are repaid, they are re-loaned to new clients. This process of continuous re-investment produces a multiplier effect.One business entity living up to this is SMC financial services.
SMC was established in order to be a provider of unique financial services,especially loans.With a full commitment towards responsible service,this firm always takes a clients current financial circumstances into consideration and never approves more than one can afford.
You can use your SMC loan as you choose and its the ideal way to consolidate your accounts and improve your cash flow.For instance, if paying your monthly credit card and retail accounts is leaving you with less cash than you would like – just apply for a loan with SMC Loans and use it to pay off all your accounts.Loan products are offered as personal loans and consolidated debts.
Personal loans are a perfect option for those needing a personal loan but have a bad credit record or are blacklisted.Cash amounts offered range from a minimum of R500 to a maximum of R180,000 with repayments runing between 1 to 48 months. If you are 18 years or older, permanently employed for 3 months minimum, earning a minimum of R2,000 a month and are in the possession of a bank account and SA green bar coded ID, then you will qualify for this loan.
Consolidated debts is the best option for those requiring a way to consolidate and clear all of their debts, with a single repayment rather than multiple payments to various financial institutes. If you are not under debt review or have any court orders or summons to your name, then this is an excellent way to pay off your debts under one roof. Self-employed and full-time employed are both catered for.The minimum loan available here is R10,000 with no maximum stated.
SMC Financial Services can be contacted on 0215570394