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Finance

How to make smart financial decisions

Making smart financial decisions should be a priority for anyone interested in building wealth and becoming financially independent. Taking certain directed steps can make this easier. Having the belief that you are able to achieve your financial

Finance

Who is responsible for payroll?

Payroll is a system used to calculate the amount of money that businesses should pay its employees. This is also the department that ensures that amounts are accurate and that they are paid on

Finance

Tips on what to avoid when saving money

The ultimate goal of saving should be the achievement of financial independence, which is why it’s vital to prioritise your financial goals.  There are a few things you need to avoid

Finance

When is it best for one to start saving?

It’s never too early to start saving. By making a habit of saving from a young age, you have a better chance of saving more money in the long-term.  You need

Finance

5 practical money saving skills

Saving is imperative for building wealth in the long-run. Establish ways to do it regularly and as early as possible.  Developing practical money saving skills is a key part of the process.  Open more than one saving account 

Finance

7 best ways to repair your credit score

Familiarising yourself with your credit score is an ideal place to start if you are interested in making financially sound decisions. As a credit-active consumer, it’s important for you to take an active role in keeping track

Finance

A guide to your credit report

Simone is a young person who has just landed her first well-paying job. She wants to buy herself a car and is curious about what it takes to qualify. She has

Finance

The significance of security for loans

Applying for a loan means that there are some risks involved. For lending institutions, mitigating these potential risks is vital. The most common risk is the potential default, which is why security for

Finance

4 myths about not starting a business because of funding

Myth no.1: You need a great office location.  This would mean that you need a business that’s a Brick and mortar business. This requires a lot of startup capital. You have to sign

Finance

The 5 C’s of credit

When a creditor lends out its money it has to evaluate the creditworthiness of potential borrowers. Creditors would be well advised to utilise a set of guidelines such as the 5 C’s of