Capitec Bank Car Loan

Capitec Bank Car Loan


There are a number of benefits that come with getting a car loan.  By getting a personal loan from Capitec Bank and using it as a Capitec Bank Car Loan, it enables you to buy a better car than you could otherwise afford. If you consider that buying an older model can result in more costly repairs being needed, it may be worthwhile to consider getting a loan. 

You can also spread the cost of the car over a longer period of time.

It’s a low risk option and interest rates are often fixed, which means that your monthly repayments are fixed so you know exactly how much you can expect to repay on a monthly basis.

Can I get a Capitec Bank Car Loan?

The simple answer is no, but it doesn’t quite end there.

Capitec has created a number of innovative solutions since it was founded in 2001. The bank has more than 7.3 million clients who rely on the bank to provide simplified banking solutions.

One of these solutions is the Global One Card, which can be used to save, transact and get access to credit. A credit solution offered by the bank is the personal loan.

This facility offers up to R250 000 in finance, with a repayment period of up to 84 months. Personalised credit solutions are offered, giving individuals access to the funds to suit their unique individual needs.

Fixed monthly repayments are included, making it easier for customers to budget every month.

Free retrenchment and death cover is offered.

Once you have been approved for the loan, the money will be immediately available in your transactions/savings account.

To apply for this loan, which you can use as a Capitec Bank Car Loan, you need to be at least 18 years old, with a valid South African ID. You need to provide original proof of residence, your latest salary slip and your 3 month bank statement.

Contact Capitec by calling: 0860 10 20 43


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