Capitec Bank Personal Loans Benefits

Capitec Bank Personal Loans Benefits


Capitec Bank Personal Loans are affordable, convenient and flexible. They also have a number of other benefits included – giving individuals the best possible chance at getting financial freedom.

What are the benefits of Capitec Bank Personal Loans?

Loans are provided in the form of Personal loans, Multi Loans and Home Loans by SA Home Loans. As a client you are able to benefit from a range of loans to suit your individual needs.

There are no hidden costs with these loans. Processes are completely transparent.

Loan amounts are available up to R200 000 – which is much higher than what other lenders are willing to offer. This allows you to meet both short and long term needs. Pay for your tuition or put down a deposit on a car, pay for renovations on your home or pay for your wedding. The choice is yours.

You can benefit from lower interest that is charged if your salary is deposited into your Capitec bank account. This is an advantage when you consider the overall interest you’ll be charged throughout the entire loan term.

You can apply online or in-branch at your nearest Capitec where a trained consultant will assist you.

Personal Loans:

These are personalised credit solutions that are based on affordability and individual credit profiles. You have up to 84 months to repay these loans. Free retrenchment and death cover is included.

Multi Loans:

You ca get access up to R4000 which you can use for financial emergencies or daily and unplanned expenses.

What do you need to apply for Capitec Bank Personal Loans?

  • Provide a valid South African I.D
  • Be employed
  • Be above the age of 18 years
  • Provide your latest salary slip
  • Provide 3 months’ bank statements
  • Provide original proof of residential address

Contact Capitec by calling: 0860 10 20 43

Visit their website here:

Categories: Loans

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