Convenient Financial Solutions from FNB Smart Spend Loans

Convenient Financial Solutions from FNB Smart Spend Loans


First National Bank (FNB) is one of the biggest banks in South Africa. In addition to this, the bank is the oldest in the country and offers a range of financial solutions designed to make the lives of clients simpler.

Through FNB Smart Spend Loans, clients are able to get access to the finance they need to meet urgent financial needs. Paying off an emergency medical bill, or tertiary registration fees can be made much easier by accessing this loan.

What FNB Smart Spend Loans have to offer:

These loans offer clients up to R150 000 in finance, giving them the financial freedom to take care of their most urgent financial needs.

Flexible repayment terms of up to 60 months are offered, giving clients a reasonable amount of time to repay the loan, without causing too much strain on their pockets.

Existing clients may benefit from lower interest rates.

Interest rates are also personalised, so clients can be assured that they are getting a rate that is suited to their needs.

As a registered credit provider, FNB promotes responsible lending. For this reason, there are no penalty fees charged on early settlement.

Individuals who qualify for loans can expect quick pay-outs.

Repayments are fixed, so clients can expect to have consistent instalment amounts. Repayments are not affected by interest rate fluctuations.

FNB offers a unique Take-A-Break facility in January, easing the repayment burden on clients.

What are the qualifying criteria?

  • Be aged between 18 and 65
  • Be a permanent South African resident
  • Be permanently employed
  • Have a salary that is paid directly into your bank account

Applications can be done online by visiting This gives clients the benefit of being able to apply at any time of the day, at home or without having to leave the office. There is no need to wait in long bank queues either.

To speak to an FNB consultant about FNB Smart Spend Loans, call; 0860 102 631

Categories: Loans

Write a Comment

Your e-mail address will not be published.
Required fields are marked*