FNB ATM Loans – Instant Credit
Overview
First National Bank (FNB), the oldest banking institution in South Africa, is well-known for being the most innovative bank in the country.
According to a recent survey by the South African Customer Satisfaction Index (SAcsi), FNB is the best performer in the field of perceived quality and is a leader in satisfaction with mobile banking. Among the range of services that FNB offers are the FNB ATM Loans.
If you are looking for a temporary loan, this loan may be ideal for your needs. By simply visiting your nearest FNB ATM you are able to find out if you qualify.
What are the benefits offered by FNB ATM Loans?
There are no application forms to complete.
Immediate availability in your personal cheque or smart account.
You get instant credit if you qualify.
The amount that you qualify for is dependent on your credit profile,
You pay no interest if you repay the total loan within 31 days.
You have the freedom to use the funds for anything. Use it to pay for medical bills, for school fees or for renovations to your home.
What are the qualifying criteria?
- Be between the ages of 18 and 63 years
- Have more than R750 in your bank account every month after your bills are paid
- Valid South African I.D.
- 1 months’ payslip
- 3 months’ bank statements
- Proof of residence
Any deposits that are made into your account after you get the loan will be allocated towards repayment of the loan. Any money deposited into your account will go straight towards repaying the loan – saving you time and effort in the process. This way, you won’t fall behind in your repayments.
FNB ATM Loans are offered from R300 to R10 000. Keep in mind that there is an initiation fee of up to 13% of the loan value.
The qualifying amount is dependent on individual credit profiles. FNB takes into consideration your individual credit profile when deciding if you qualify or not.
Visit www.fnb.co.za for any more information
