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What Can Affect Your Credit Rate?

Since gaining credit is about paying or utilising money of which you don’t have lenders when they give you money they’ll need to know if you’ll pay it back.  And that’s what your credit score is for to


What is the process for credit analysis?

Credit analysis is the process of evaluating an applicant’s loan request or a corporation’s debt issue in order to determine the likelihood that the borrower will live up to their financial obligations. In


The 5 C’s of credit

When a creditor lends out its money it has to evaluate the creditworthiness of potential borrowers. Creditors would be well advised to utilise a set of guidelines such as the 5 C’s of