Apply for Absa Personal Loans – Help for Meeting Urgent Financial Goals

Overview

Absa Bank is a financial institution driven by the goal to provide its clientele with simple solutions to their financial needs. Through its Personal Loans suite, clients are given access to funds from R3000 up to R150 000.

Clients have access to these funds, which they can use to boost their lifestyles or to pay for unexpected expenses. When cars require repairs or school fees need to be paid, they usually need the immediate attention of individuals and having immediate access to funds may be very useful. When individuals don’t have any other access to funds, they can rely on Absa Personal Loans to assist them with meeting their financial goals.

Repayment terms are flexible, giving clients an adequate amount of time to repay the loan comfortably. Absa Personal Loans give clients between 12 and 72 months to repay and provide loans at competitive interest rates.

Using clients’ individual creditworthiness, loan amounts are calculated. The interest charged is dependent on individual risk profiles. Absa supports responsible lending practices. It’s for this reason that clients are not charged any penalties for early settlement of their loans. Clients are given the ability to pay their loans off faster. With this option, clients are given easy approval if they require additional funds and there is no collateral required, so clients do not have to worry about putting any assets up to secure the loan.

Credit Protection Cover is offered at an affordable rate, giving clients the assurance that their debt will be paid in the event of their critical illness, disability or death.

How can you apply?

Applying for an Absa Personal Loan has never been easier. One can simply visit www.absa.co.za to apply online or visit any Absa branch and speak to a trained consultant. In accordance with Absa’s efficient service provision, once approved, the loan amount can be transferred into the clients’ bank account within 10 minutes.