Apply for a Loan at Capitec Bank

Apply for a Loan at Capitec Bank


Capitec Bank offers a Global One product which is an all-inclusive banking solution that allows individuals to save, transact and get access to credit. 

Capitec Bank Personal Loans:

Up to R250 000 in finance is offered with a flexible repayment period of up to 84 months. Free retrenchment and death cover is included. The money is available immediately after approval.

Applying for this loan is simple and can be done online or at any Capitec branch nationwide. Before applying, it’s always advisable to use the credit calculator to work out what your monthly repayments will be. When applying online, you’ll need to provide the loan information, your employment information as well as your personal information.

Qualifying criteria you need to fulfil before you can apply for a loan at Capitec Bank: 

  • Be above the age of 18 years
  • Provide a recent bank statement
  • Be employed for more than 2 months
  • Earn a salary paid into your bank account
  • Not be under debt review
  • Provide original proof of residence
  • Provide your latest salary slip
  • Provide latest 3 months’ bank statement

Capitec Bank Home Loan:

Buying a house is a goal that many people aspire towards. Through the Capitec Bank Home Loan, individuals are able to get access to finance to be able to afford a house.

Capitec Bank Home Loans are personalised loans based on credit profile and affordability. Offered through SA Home Loans, these loans offer up to R5 million over 240 months.  The deposit can be up to 15% of the home loan amount.

To apply for a Capitec Home Loan, simply visit any Gauteng, Kwa-Zulu Natal or Western Cape branches. An SA Home Loans consultant will contact you within 2 working days. You can expect approval within 5 working days after all your documents have been provided. A verbal confirmation of a signed offer to purchase will be completed.

To find out more about how you can apply for a loan at Capitec Bank, call 0860 10 20 43 or visit

Categories: Loans

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