FNB Personal Loans – Ideal Credit for Your Benefit

Overview

First National Bank is renowned for providing its clients with innovative solutions for any financial needs they may have. Along with a range of products and services created with the clients’ financial well-being in mind, FNB has a number of tailor-made loans on offer.  

Home improvement, educational and debt consolidation loans are provided at the most affordable rates for your benefit.

Loan amounts from R1000 are offered, coupled with a flexible repayment period of up to 60 months. Interest rates are fixed, giving you the peace of mind knowing that your monthly instalments remain consistent throughout the loan term and remain unaffected by fluctuations in the interest rate. If you’re an existing FNB customer you are able to benefit from even lower interest rates on this loan solution.

FNB understands that the month of January can be strenuous for many individuals. For this reason, FNB has a useful facility which gives you the benefit of being able to skip your loan payment during this month. FNB is a registered credit provider and complies with the National Credit Act. Insurance cover is therefore included with this product, which ensures that clients’ debt is settled in the event of their death, permanent disability or illness.

FNB has made the application process as simple as possible, by creating facilities for online applications. You can also visit your nearest FNB branch and a trained consultant will explain the procedure to you.

The Requirements for application:

A valid South African I.D.

Be between the ages of 18 and 65 years

Have an active bank account

Latest 3 months’ bank statements

Have more than R750 after paying monthly expenses

If self-employed, provide 6 months’ proof of income and your most recent payslip

Contact FNB by calling: 0861 40 40 40. Alternatively, visit www.fnb.co.za.