RainFin is a social lending specialist that provides and online marketplace that directly connects borrowers and investors. The peer-to-peer marketplace is an alternative finance mechanism. As a borrower, this mechanism gives you access to funds at lower interest rates and at lower costs in general.

Personal Loans:

If you are looking for a personal loan to suit your specific needs, a RainFin loan may be ideal for you. With the paperless and fast application, borrowers are assured of a transparent application process accompanied by low fees and flexible interest rates.

How does it work?

  • Confirm your identity
  • Check your credit status
  • Confirm your affordability using an income and expense calculator
  • Apply for your loan
  • The interest rate offered is based on your ability to repay the loan. A thorough credit check is done in order to assess your affordability.

Applications are reviewed within a few hours, so you won’t have to wait too long to know the outcome. If your loan application is successful, you will be required to submit FICA documentation. Funding can then occur.


If you are looking to invest you can do so with a minimum amount of R100. It’s always advisable to spread your risk by making small loans to a large number of borrowers rather than making large loans to a small number of borrowers.

How it works:

You start off by creating an account on the RainFin website. This then gives you access to the marketplace to find investments matching your requirements. You then make your offer, transfer the funds and start earning. You can always log in at any time to check your investment performance.


To this end, RainFin has partnered with M2North to give clients access to business finance at lower rates and much faster turnaround times compared to other lenders. Your business can get a loan of up to R250 000 with no collateral required. You need to have been operating a South African registered business for more than a year, have good cash flow and a good personal and business credit score. Interest rates are lower.

To get access to the finance you need, visit the RainFin website here: www.rsinfin.com and apply today.

Categories: Loans

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