SMC Loans
Overview
Responsible lending is a hallmark of any financial services provider. Financial services are the economic services provided by the finance industry, which encompasses a broad range of businesses that manage money. Everything from depositing money to taking out loans and exchanging currencies must be done through financial institutions.The provision of loans however is the one that has endeared itself to the masses.
Loans are available for purposes such as buying a car, going for a holiday trip, educational purposes, home improvement, a wedding, medical expenses or even purchasing a home. One financial institution spearheading these efforts to ensure as many people as possible are financially empowered is SMC Loans.
SMC loans are designed to deliver all the benefits a client needs. Customers can apply for cash amounts between R500 to R180,000. Repayment periods run from 3 months to 3 years and payments are fixed for your full loan term so that you can budget easily. As a customer, you are allowed to tailor your repayment term to suit your budget and in the spirit of responsible lending, you can never be allowed to borrow more than you can comfortably afford to pay. SMC services are divided into personal loans and consolidated debts.
Personal loans are a perfect option for those needing a personal loan, but have a bad credit record or are blacklisted. Cash amounts offered are between R500 to R180,000 with repayment periods running between 1 to 48 months. If you are 18 years or older, permanently employed for 3 months minimum, earning a minimum of R2,000 a month and are in possession of a bank account and SA green bar coded ID, then you will qualify for this loan.
Consolidated debts is the ideal option for those requiring a way to consolidate and clear all of their debts, with a single repayment rather than multiple payments to various financial institutes. If you are not under debt review or have any court orders or summons to your name, then this is an excellent way to pay off your debts under one roof.
Other services customers can expect from SMC financial services include credit cards, micro loans, bonds and vehicle financing.
Contact can be made on 0215570394 and trained consultants will be on hand to assist.
