Joshua Doore Loan – Financial Services Leader
Overview
Joshua Doore Financial Services has partnered with other furniture stores such as Barnetts, Bradlows, Electric Express, Price n Pride, Russells and Morkels to offer financial services such as personal loans to South Africans. The retail brands specialise in offering furniture, household appliances as well as consumer electronic and technology goods. JDFS was established to offer the stores’ customers simple access to financial services.
Through this vast network, there are over 1000 stores nationwide which you can walk into to apply.
As an authorised and registered financial services provider, JDFS offers loans to individuals who can afford to make repayments at a comfortable rate. JDFS is compliant with the National Credit Regulator so the Joshua Doore Loan will only be extended to people who can afford to make repayments timeously. Credit checks are done as well as an affordability assessment to get a clear view of whether individuals will be able to afford the loan or not.
Underwritten by Maravedi Financial Services, the Joshua Doore Loan offers up to R25 000 in finance. The loan can be repaid within 24 months. There are no restrictions on how you can use the money either. You can use it pay for school fees, for tertiary education costs or even for renovations to your home.
How do you apply for a Joshua Doore Loan?
You can SMS your Name, your Surname and your ID number to 4153. You can also call 010 211 0100 to speak to a consultant who will guide you through the application process.
What do you need to apply?
- Valid South African ID
- Proof of employment
- Proof of credit life insurance
- Provide your most recent payslip showing income of at least R2000
- Provide your latest3 months’ bank statements
What do you need to qualify?
- Be between the ages of 18 and 65 years.
- Be permanently employed.
Visit the JDFS website here: www.jdgroup.co.za
