Capitec Online Loan Application

Capitec Online Loan Application


Capitec bank is renowned for providing simplified banking solutions for its clients. Since inception in 2001, the bank has continued to grow steadily to become one of the best banking institutions in South Africa.  With more than 7.3 million clients, the bank is fact on its way to becoming one of the big five banks in the country. 

What the Capitec Online Loan offers:

  • Loan amounts from R5000 up to R250 000
  • Flexible repayment terms of 1 to 84 months
  • Competitive credit insurance, which covers you in the event of death and retrenchment.
  • Immediate access to cash after approval. As soon as you have been approved, the loan will be transferred directly into your transactional/savings account.
  • There are no limits placed on how you can use the loan. You can use the loan to meet your financial needs, such as for car repairs, paying for an unexpected medical bill or for home renovations.
  • A simple application process. By being able to apply for the loan online you can save a considerable amount of time and money by avoiding having to spend on travel costs or having to spend hours waiting in long queues.

According to the latest South African Customer Satisfaction (SAcsi) for banking, Capitec and First National Bank came out tops in terms of online banking services.

Capitec achieved the highest online banking satisfaction ratings, followed closely by FNB.

How the Capitec Online Loan Application works:

To apply for this loan you’ll need to provide a number of documents, such as your valid South African ID, your original proof of residence, your latest payslip and your latest 3 months’ bank statement.

To complete a Capitec Online Loan Application, visit the Capitec website and fill in the loan info, your employment information as well as your personal information.


Categories: Loans

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