Capitec Bank Personal Loan Calculator – Simplifying all Your Affordability Needs

Capitec Bank Personal Loan Calculator – Simplifying all Your Affordability Needs


Capitec Bank Personal Loans are tailor-made financial solutions created to make the lives of ordinary South Africans easier. While many South Africans are facing numerous social and financial challenges, Capitec Bank has stepped up by creating a number of solutions to ease the financial burden on many peoples’ lives.  

Tell me more about the Capitec Bank Personal Loan?

Capitec Personal Loans are offered from R5000 to a maximum amount of R250 000. Available to individuals at least 18 years old, Capitec personal loans are flexible solutions offered to individuals in need of extra finance.  The loan can be useful for people looking to pay for their studies, for renovations on their home or for a car deposit.

As long as you earn a salary that’s paid into your bank account and you’ve been permanently employed for at least 2 months you may qualify for a Capitec Bank Personal Loan.

Loans are only granted to individuals who can comfortably afford to make repayments.

How does the Capitec Bank Personal Loan Calculator work?

  • You can access the Capitec Bank Personal Loan Calculator by visiting
  • Choose the amount you need, from R4000, R25 000, R50 000, R100 000 or R250 000.
  • Choose the number of months you need to pay it back.
  • The calculator defaults to the minimum interest rate that you could qualify for.
  • It will then calculate your monthly instalment.

Why use the Capitec Bank Personal Loan Calculator?

The calculator provides a simple way to show you how much you can afford to borrow as well as what your monthly loan repayments will be.

It’s simple to use and easy to access.

The calculator can aid budgeting and give you a better idea of how much you’ll be spending.

Categories: Loans

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