How Remote Jamming Affects Your Insurance Claim

Overview

The latest car technology offers not only smooth rides for drivers but also offers a range of quirks designed to make owning a car more enjoyable, such as smart tech features. One of the most popular features in newer car models are smart keys, which enable car owners to lock and unlock their cars from quite a distance and without the use of keys in some cases.

One if the major disadvantages of this technology is that in recent years there have been reports of remote jamming by way of signal interference. Motorists using smart keys to access their vehicles need to be extra vigilant. Those who have reported having experienced remote jamming say that while you think you have locked your car using your remote, the car remains unlocked.

This is why it’s important to manually check or test the doors and boot.

As a car owner, it’s important to have some form of car insurance, which provides you with financial protection in the event that your car is stolen or damaged due to a range of reasons.

How does remote jamming affect your insurance claim?

The first thing to keep in mind is that you need to know exactly what your policy covers. For instance, some car insurance policies will cover theft. But the tricky part is making sure that you understand the circumstances that provide for this type of cover. For instance, theft with no sign of forcible entry is often repudiated by insurers.

Most insurers are more likely to pay out where there is actual video proof of the crime taking place, which can be quite difficult in practical terms. Insurers will require evidence of violent and forcible entry into the vehicle before they consider paying out.

Each matter should also ideally be dealt with on its own merits.

Remote jamming has affected a number of insurance claims, as clients have often not been paid. This is why it’s important to be clear about exclusions in your policy and to understand exactly what you will be covered for.