RCS — Making Financial Access Possible

RCS — Making Financial Access Possible


Credit cards, loans and insurance products are highly sought after in South Africa but access remains very limited. The vast majority of people in South Africa do not have access to financial services. Research has shown that the financial sector reaches only a small fraction of the population, with many people not having even something as basic as a bank account. Lack of financial services is therefore untapped opportunity to create markets, bring people in from the margins and give them the tools with which to help themselves. One business concern doing exactly this is RCS.

The RCS Group (RCS) is a consumer finance business that offers its customers a range of financial services products under its own brand name and in association with a number of retailers in South Africa, Namibia and Botswana.

The core purpose of RCS is to enhance people’s lifestyles and protect their financial security through innovative, desirable and accessible credit solutions. The idea is to enable RCS customers to enjoy the convenience, comfort and peace of mind offered by these credit solutions.

The two primary business areas are cards and loans. The cards business provides convenient payment facilities to consumers, whilst the loans business offers consumers personal cash loans of up to R100,000.

This business firm has committed itself to making life purchases more accessible for its customers. The RCS card is accepted at over 20,000 retail stores across South Africa. From fashion to furniture, automotive parts to home improvements and even the latest hi-tech electronic gadgets and groceries. One card gives a customer access to credit across South Africa’s largest shopping network.

The RCS loans have been designed for those who need extra financial injection to do things like car repairs, study, have a wedding or even take a holiday. RCS offers cash loans up to R125,000. Qualification requirements for the RCS loans include being 18 years and older, being in possession of a South African ID, earning a minimum of R2,000 a month, have a good credit record, have a bank account and provide latest 3 months bank statements or 3 months’ salary slips.

RCS can be contacted on 0861729727


Categories: Loans

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